Senior Underwriter

Job Type: Full-time Onsite

Hours: Monday - Friday 8:30 AM - 5:00 PM

What Differentiates Us From Other CompaniesThis position is open due to company growthMeaningful work-life balance - We do not work after hours, get home for uninterrupted time with family and friendsWe use the #1 CRM - SalesforceCasual dress codeStocked pantry and fridge1 hour lunchGet off work at 4:00 PM every Friday

About usNational Processing is a growing fintech company, providing one of the nation's highest-rated payment processing services. We pride ourselves in meticulous customer service, giving back to the community, and our continued growth and success over the last 16 years.

National Processing in the Newshttps://www.nerdwallet.com/article/small-business/national-processing-reviewhttps://www.forbes.com/advisor/business/national-processing-review/https://www.inc.com/profile/National-Processing

BenefitsWe offer a $1000 family ($500 individual) reimbursement for health insurance so you can pick a medical insurance plan designed to fit you and your family’s needsWe provide a dental, vision, and life insurance plan for all of our employees$1,200 Health & Wellness Bonus - Flexible stipend to support a healthy lifestyle (or pay for your phone/utility bills)401k program with company match to help you invest in your futurePaid parental leave to support you and your family29 paid days off: 14 PTO + 4 Sick Days + 11 Bank Holidays15 WFH days per year

ResponsibilitiesUnderstand what constitutes risk in a B2B environmentOversee the application process from start to endPerform extensive Know Your Customer (KYC) research and checksEnsure 100% compliance with bank regulations and guidelinesEfficiently manage customer applicationsGather appropriate documentation for applicationsWork with sales to ensure their deals are getting moved through underwritingWork with underwriting to ensure deals have all the required dataAnalyze transaction processing data and Underwriting team decisions to mitigate potential losses and/or expose opportunities

Qualifications

Experience with financial services risk management and payment processorsMust possess the ability to think critically, holistically, and quantitatively as well as the ability to teach that mindset to othersSound decision-making that stems from learning who to engage with, and knowing what information to gather mixed with a balance of speed, quality, and assessment of possible impacts to all various stakeholders Ability to work with ambiguity and make/coach decisions effectivelyComfort in knowing how to interpret situations holistically and assessing the odds of risk and success of mitigation techniquesAsking questions with a high degree of curiosity to gain a full understanding to assess impact accuratelyActive listening and strategic negotiationSuccessful data-driven analysis

experienceAbility to understand Credit Risk and coach team members on best practices for analyzing potential risk through processing data and/or financial statements and ratiosInternal control and regulatory compliance planning, strategy, and execution

experienceStrong communication

skillsDeadline and detail-orientedStrong time managementUnderstanding of risk analysis